Mr. Fergal O'Brien:

On the Chairman's questions about the exporting sector, the credit insurance issue still arises with companies. Again, it is a function of the challenging banking conditions we have here and there are also some issues specific to Ireland in that respect. On the wider system of supports for exporters, we increasingly see more demand for the softer supports. While Enterprise Ireland does much great work in helping exporting companies, there are obviously only so many clients it can help. Those wider networks, wider supports and the information schemes are all incredibly important. We see many companies that were previously solely reliant on the domestic market successfully making that transition, but for many of the small companies with limited management resources it is a big challenge. The focus in particular should be on those softer supports or on helping the exporters. A great deal more could be done.