Ms Josephine Feehily:

The analysis will be done at the end of May and early June after the filing. Then we need to segment the non-engagers, the non-responders into various risk tiers and also into various categories. We will move into non-compliance mode as in mandatory deduction from people who are in employment. Certainly that will begin to be felt in July. We will do the analysis and the work in June and it will begin to be felt in July.

We will begin with people in employment.