Mr. Liam Woods:

At the end of 2012 the receipt from insurers was €103 million ultimately against debt outstanding at the 2012. That brought the number of debtor days down to 75 on that basis. In fact, the number came down from 153 to 75 based on the receipt of €103 million. That is compensating for all of the process issues to which Deputy Kieran O'Donnell referred in achieving an outcome which was anticipated.