Michael McGrath (Cork South Central, Fianna Fail)
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I welcome Mr. Bernard Sheridan and his colleagues from the Central Bank of Ireland and Mr. Mark Fielding from ISME. I put it to Mr. Sheridan that the providence of the hikes in charges and fees is irrelevant to the people who have to endure these increases. I appreciate that he said some of these relate back to the charges that stood notified in 1996. Perhaps I will take him up on that issue. How many increases would the Central Bank have approved in, say, 2012-13? In AIB there was the 165% increase in the handling cost for dealing with notes. Does that increase date back to 1996?