Oireachtas Joint and Select Committees
Tuesday, 16 April 2013
Joint Oireachtas Committee on Environment, Culture and the Gaeltacht
Property Insurance: Discussion (Resumed)
4:00 pm
Kevin Humphreys (Dublin South East, Labour)
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The proposal form also asks that a person who has been refused insurance by another insurance company make that disclosure. Let us say, as an example, that I have a household insurance policy. The renewal notice is issued for my house, which is in a flood plain, and I seek other quotes but am refused insurance on the basis that I reside in a flood plain. If I do not disclose that to my original insurance provider, does that make my insurance policy with that provider null and void?