Mr. Brendan Dempsey:

Deputy Stanley asked if we had contacted anybody in respect of our complaints. I have to hand letters to the insurance ombudsman and his reply. I have corresponded with head of the Irish Insurance Federation, the Governor of the Central Bank, the Taoiseach and Ministers. I have listed in great detail the complaints I have made about the insurance industry, yet absolutely nothing has happened. I am sorry to have to say that.