Mr. Brendan Dempsey:

The Society of St. Vincent de Paul cannot afford another flood either. We have spent €1.8 million on flooding since 2009 and we have a severe call on our funds for other things, as the Chairman can imagine. I may not have emphasised this point but where insurance companies will retain moneys until a job has been completed and receipts produced, this means the owner of the house must find the money to have the job done. Many of the clients we deal with are not in a position to do this because they may have to come up with €20,000 or €30,000. It is appalling that people who have insurance are required to find money first and subsequently seek reimbursement from their insurance company.