Mr. Enda O'Donovan:

I am in an area where I have been flooded twice since 2009. I was never flooded before that. The insurance industry did not even ask the reason for that flooding. I put in my flood defences and have tiled most of my ground floor. My neighbours have undertaken flood defence schemes and have used products to protect their homes. The local authority has done minor works to rectify things, including opening blocked drains, but the insurance industry has taken no account of this whatsoever. It just says that Mr. Enda O'Donovan of Glencurragh is not being included. Funnily enough, my parents, whose house overlooks my home, is about 150 ft. above my home and was never flooded, are also excluded from ever having flood insurance cover.