Michael McCarthy (Cork South West, Labour)
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I thank Mr. O'Donovan for a thorough and detailed submission. After such a presentation, nobody will be under any illusions about the difficulties involved. The insurance companies may tell us that everything is fine but what Mr. O'Donovan has outlined obviously stands to reason. Can he give us his own personal experience of those difficulties or experiences that were related to him, where no flexibility has been shown by insurance companies?