Mr. John Moran:

There is a very significant restructuring job to be done with AIB. We have a scenario where the international banking sector is not particularly strong. I know that the UK Treasury is struggling with the same issue. It is difficult to see a full transfer of a large bank like that into private ownership in the short term. We will continue to work, as we have done with Irish Life, with the parts of the system that we think that we can manage.