Alex White (Dublin South, Labour)
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I will bring in Mr. Ó Cearbhaill, whom I thank for attending this afternoon and providing his detailed submission. The members have had the opportunity to consider that. I will briefly go through what I see as the key issues but it has been a long day, so if we miss anything, the witness should feel free to elaborate.

There is a welcome for the requirement for the Central Bank to consult the organisation in making regulations under the scheme.

Mr. Ó Cearbhaill goes on to detail certain scenarios where his organisation also wants to be consulted. The precise point is not clear to me.