Michael McGrath (Cork South Central, Fianna Fail)
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In the supplementary documentation provided, Ms Byrne referred to the restructuring and consolidation that will take place in the sector. She points to the model of the Irish agricultural co-operative movement and cites the west Cork model as an example, whereby four independent co-operatives jointly own a central processing unit, namely, Carbery Milk Products. Is this the sort of model Ms Byrne envisages evolving in the restructuring? Does she envisage the evolution of clusters of credit unions operating along the lines of a co-operative model, whereby certain services would be centralised and a local presence would be maintained in each community under such a structure?