Paschal Donohoe (Dublin Central, Fine Gael)
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First, what impact does he believe the implementation of a proposal like this one would have on the operation of the credit union movement? Will it be neutral, beneficial or negative from the point of view of the credit union movement? My second question follows up on a point made by Deputy Humphreys. Given the different nature of the credit union movement from, say, the banking system, will Mr. Gunning elaborate on the reason he believes a measure like this one would be applicable to it and the benefit it would bring to the dormant accounts structure?