Mr. Seamus McCarthy:

What we were trying to do with the report was to pull all this together. There is obviously a considerable amount of work that has been done by IFI itself and by the section 18 appointees and the new board. There are internal audits and so on. There is a huge amount of learning there. We would be looking to see that all of those actions that are identified are being followed up. With each audit that goes on, we would be looking to see that the current board is overseeing the implementation of all that action.