Dr. Karina Doorley:

I completely understand that. We estimate that the working family payment at the moment has a take-up rate of just over 50%, which is not great if we are trying to use that as an anti-poverty tool for the working poor. It is complicated to fit something else into the system which is why we piggybacked on something else that was already there. Rather than introducing another payment and trying to fit it in, we just modified an existing payment. We also took out the CSPs when we were modelling this because our idea was that all children should get the same payment, rather than children of families on social welfare getting one thing and children of families in work getting another thing. That is the way we have modelled it but there are, of course, other ways to model it. There are other ways to take into account policy objectives, whether they be really maintaining incentives to work, in which case we might want to keep that distinction between social welfare and work, or something else.