Mr. Kevin Bakhurst:

The Deputy knows the size of the provision we have made in the accounts, which is approximately €21 million. It is very hard to say at present because a significant number of the cases are outstanding. There is an agreed disagreement, if you like, between us and the Department about the status of people who were self-employed through their own companies. Those are going through the legal system, or at least some of them are going through as pathfinder cases, and that will have a significant impact in the end on how much we will have to pay as an organisation. We have taken a very conservative view, as I would expect from Mari Hurley, in terms of------