Ms Amy Colclough:

Many of my post-2013 peers are moving into the Civil Service because they will have a longer career and their pay starts at a higher level.

Even though they are still in the same pension bracket, their core pay is higher starting off. They are guaranteed to work until they are 70 but their pay level is higher and so the person with the average pension is better off. Quite a few people are moving across. At one stage, it was Aldi and now everyone is moving into the Civil Service.