Mr. Tom Kinsella:

The Deputy used the word "communities", and that is absolutely right. We have ten branches across AIB and the EBS in the Donegal region. We have 200-plus colleagues up there. Some of them and their friends are affected by this. He asked about our appetite to help our customers. We are in this for the long term. We will not leave a customer hanging out there. Our approach with the BPFI and taking a collective approach is absolutely right.