Mr. David Fitzgerald:

I can give the Deputy an idea of the spend. Perhaps that would be a proxy. Around two thirds of the funds we expend on claims actually goes to the claimants in compensation. That is around 65%. We expend 16.9% of our funds on legal fees that go to claimants' solicitors, so that could be rounded up to 17%. Our legal costs make up 8% of our expenditure and we spend about 4% on our handling offices, which are the firms that help us settle the claims. We spend another 4% on investigations, which includes the costs of medical reports and accident investigators visiting the scenes of road traffic accidents. That gives the Deputy a sense of the spend I think.