Oireachtas Joint and Select Committees

Wednesday, 8 March 2023

Joint Oireachtas Committee on Transport, Tourism and Sport

Motor Insurance and Uninsured Drivers: Motor Insurers' Bureau of Ireland

Mr. David Fitzgerald:

We focus on the vehicles. I will do my best to answer the question, and then, if there are particular technical details, I will pass the Senator to my colleague, Mr. O'Brien, who is our project manager on our part of the project. We start with the Irish motor insurance database, which is updated by our members. All motor insurers in Ireland have to be a member of MIBI. They send in to us nightly uploads of vehicles coming on and off, so it is an up-to-date position. We took that snapshot of insured motor vehicles. We focused on private motors for the exercise, as I touched on in reply to Deputy Crowe. Then we got a feed from the Department of Transport national vehicle records in Shannon. We did not want to get false positives whereby a vehicle may be sitting in a yard or off the road, so we took taxed vehicles as a kind of control. We compared all the taxed vehicles against the insurance and focused on the private motor, which makes up the vast majority of the national fleet. The figure is the difference between the two.

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