Mr. David Fitzgerald:

We do not believe so because we have added a control to those figures. If anything, they might be underestimated. What we have done is this. We have our insurance database of all the insured vehicles and we have compared that to the taxed vehicles. The Department of Transport, in Shannon, has assisted us in providing a list of all the taxed vehicles. That eliminates those vehicles that may be genuinely laid up, for example, that might be sitting in a garage or put off the road. That is a good control. What it will not detect, which is why I say the figures could even be underestimated, is if somebody is driving around without tax and insurance as that will not appear in the 188,000 private motorists driving around without insurance.