Joe Flaherty (Longford-Westmeath, Fianna Fail) | Oireachtas source

I return to Mr. Collins's submission and the sponsoring employer section. The second-last paragraph refers to access to the ombudsman for a class or group of workers. It states:

Retired workers have no forum within which to challenge this unfair and inequitable practice of changing the terms & conditions of their retirement. This Bill will give retired workers that right, i.e. to challenge any changes to their pension rights.

Just to be clear, this refers to an individual worker rather than a group. Is that correct?