Mr. Roger Harrington:

In my area of responsibility on the CALF side, which is one of the major programmes for funding AHBs, when we hit situations where those particular financial models do not work as well as they could or they run into issues, as they did last year with construction inflation and the challenges to viability from the Housing Finance Agency, HFA interest rate, while it might be frustrating, in order to go forward, it is a necessity for us and we have to, in a sense, stop, do a review, consider the position and then move on with an improved system that will deliver more housing in more local authority areas under the CALF scheme.