Mr. Ivan Grimes:

The challenges are around the implementation of the first phase and learning eligibility rules for the likes of help-to-buy scheme and the implications that the cost of the property will have. As Mr. Walsh alluded to, there is a challenge in learning how to sell. We are not traditionally salespeople. We deliver rather than sell. That is something we are looking at at the moment. The issue around coastal towns is not unique to County Waterford. Any of the coastal counties will be experiencing this. The impact of holiday home markets is creating huge affordability difficulties in particular areas. We are actively working with Ó Cualann housing on a potential scheme in Ardmore. We are also looking at options for Tramore, Dungarvan and Dunmore East. We will engage with developers and look at our own sites to see what we can deliver. The key thing is getting density above 35 per hectare or else making a viable case to the Department that if the density is below that, the €75,000 subsidy should apply due to site constraints.