Mr. Richard Collins:

I thank the Deputy for his question. In our business, we assess all the risks facing us. On that basis, we look at the risks, their likelihood and how easy it is to quantify them. Beyond the risks pertaining to the scope investigation, there are many other risks facing the organisation. We create provisions against those risks. This case, as members have heard, is a very complex process. It is still at a relatively early stage. It is very difficult to quantify exactly what the exposures are. We are a prudent organisation and have made provisions, but those provisions are general provisions. It is impossible to be specific on this but we have made some general provisions. It is an evolving process. As the director general said, it is planned to finish in 2023 but it could go on further. It is something we will have to keep under review each year.