Ms Derville Rowland:

It may be that I can follow this up comprehensively to the Deputy's satisfaction with precision in writing but I am telling him that there may be two statutory instruments to which he refers. I am specifying that these provisions are not designated as criminal provisions in the legislative scheme in Ireland. They are regulatory obligations imposed on firms and they are designated under schedule 2 of the 1942 Act as actionable matters under the administrative sanctions scheme. Of course, many provisions are designated as a civil provision as well as a criminal provision; these provisions that form the subject of this investigation are not.