Mr. Gabriel Makhlouf:

I thank the Deputy. I am not going to comment on either Ulster Bank or Cerberus, not least because at the moment it is speculation. What I can say is that the protections that consumers have are not dependent on the nature of the entity. Irrespective of who holds a particular consumer's borrowing what matters are that the rules apply equally. That is all I am prepared to comment on at this particular point.