Mr. Jerry Moriarty:

I would not say "concern". There are probably some technical issues around some of the wording in it. For example, it talks about a situation where if a company decides to wind up a plan, it is the trustees who, technically, will have to wind up the plan. Generally, if the company tells the trustees it is going to stop paying contributions, the trustees are forced into winding it up at that stage. However, I am guessing those technical issues can be picked up on. Where categories of members feel they are being treated inequitably, I am not sure about that in some ways because-----