Billy Kelleher (Cork North Central, Fianna Fail) | Oireachtas source

Insurance is almost mandatory for motorists and is mandatory in other areas. Most businesses have loans from banks so would be obliged to take out several insurance policies such as public liability insurance, property insurance and personal life cover. Is any direction given by banks on the type of insurance to be taken out, for example when expanding a business? Is insurance being forced upon people in some cases? Do banks force a policy on people, thus narrowing their scope to shop around?