Mr. Thomas Ryan:

In my view and that of my family, PTSB is in the gutter. Mr. Kissane should be invited to direct and assist the Central Bank in putting this right. He should be front and centre. While this may not be appropriate, I think he should be invited along with representatives of the Central Bank for input.

On Deputy Pearse Doherty's point, we can only speak about our own private cases. I did not put up any money for the High Court case at all. It was a risk, yes, but I put no money up.

In answer to the Senator's earlier question, what really sickened us and many people who have been here is to think that the banks put up the full armoury of their legal team behind what was, in our case, a total lie. It was a slam-dunk case, but they put up massive money to try to fight a case that was fundamentally flawed.