Mr. Andrew Blair:

We sold development land assets to public companies which are now developing them, thus creating housing and employment. We sold investment property assets to people who are now building on them. They have played a part in the restoration of the economy. We get a lot of heat on this point, but we did not have access to sell to the National Asset Management Agency. We helped to rejuvenate and restore the organisation. We still have a group of people whose core focus is on working with businesses to make them viable again and restructure them. We are successful in that task today. In the period 2010 to 2013 the country was being bailed out and customers were in difficulties. We supported them for a very long time. I think there is a balance somewhere.