Gerry Horkan (Fianna Fail) | Oireachtas source

I thank Mr. Mason for his questionnaire response and slides. He mentioned that debt forgiveness is not an option as far as the bank is concerned, yet the number of mortgages in trouble has decreased. Is that because they have all started to perform or that a large number of people have surrendered their properties because they could not deal with their mortgages? Will he give us an idea of what percentage of the decrease from 13,000 to 4,000, or whatever the figures were, relates to people surrendering their properties, raising their hands and going and that which relates to mortgages that started performing? Of the new terms that the bank has given people, nine out of ten rearrangements are working, so one in ten is not performing. What will happen to the one in ten?