Ms Nóirín O'Sullivan:

On a point of clarification, because I think we may be confusing ourselves, all of us here, including me, by this conferring and confusing the committee, it is very hard to follow a train of conversation while conferring with witnesses who are present. Our understanding is that the Cabra account closed in 2010. Therefore, I do not know - I am speculating - but the account may have been uncovered in Mr. Kelly's audit process as opposed to someone giving access to an audit that started in 2015. However, we will have to clarify that because I want to be fair and truthful to the committee.