Mr. David O'Callaghan:

There were forecasts made as to how, if we went on the way we were, we would run out of funds at an early date. We decided that to be fair and equitable, and at the same time to take advantage of or use the input and feedback that we received from survivors, that the supply of things like white goods, funeral expenses, which were not allowed should be. The whole thing was packaged together. The feedback that we have been getting is very positive.