Mr. Ger Deering:

There is possibly little we can do about that. We cannot interfere with the commercial discretion of a company. What we would say in those situations to people is to look around to see whether there is a company from which they can get their insurance and for which they can pay in instalments. I would not see us saying to a company that it must put a credit arrangement in place.

No more than politicians, I am sure, we have received a huge amount of calls about the increase in insurance premiums in recent times. I am not saying that we cannot deal with them. We could deal with certain aspects. Sometimes it is because the person's no claims bonus has not been correctly dealt with, but we cannot help on the actual rate that an insurance company charges.