John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Can Mr. Deering tell me about insurance, particularly flood insurance? Where a client receives a quote and is given a premium, he or she cannot accept because the premium has to be paid upfront in circumstances where the insurance company does not arrange payment over a period of nine or 12 months. What does the Financial Services Ombudsman do about that?