Mr. Graham Doyle:

If a driver is issued with penalty points by a garda and pays the fine and takes the penalty points, that works its way quite straightforwardly into the system and those penalty points are applied to the driver's licence. We have extensive databases around the national vehicle and driver file. The concern about this is that there are a number of parties involved. We have gardaí issuing fixed-charge notices, ourselves processing, and then the courts.