Ms Éilish Finan:

I can only answer with respect to what went on during the Northern Ireland Advisory Committee. There was absolutely no borrower discussion, no property discussion. I can also only talk about the disclosures that were made with respect to the external members during the course of the four years. It might just be appreciated, I suppose, that in any board or on any committee disclosures are personal to the individual. The members of that board or committee will rely on every individual to be transparent and fully up front. With the benefit of hindsight, if there has been an inadequate disclosure by any one individual or any other individual, that is not something that any singular or collective committee or board can ever control.