Mr. Mark Neporent:

It is on an asset-by-asset basis. We are working with all the borrowers on business plans. Some may take an extended period of time. We came here as long-term players. We have invested much more money in Northern Ireland than in the Republic in other portfolios since Project Eagle. We have invested more than £20 billion in UPB in total, including Project Eagle. We have a long-term view of the process.