Mr. Mark Neporent:

We wanted to make this clear and it is one of the reasons we were talking to the various stakeholders. Our experience across many portfolios in many jurisdictions is that it works out better in the end to have consensual resolutions be as large a percentage of the portfolio as possible. It is our business strategy. It was out business strategy and it has been our business strategy every other place we have done non-performing loan portfolio acquisition work, across Europe, the US and Asia. It is our preference.