Mr. Brian Rowntree:

It was discussed at the Northern Ireland advisory committee, NIAC, and people from the University of Ulster came in and made PowerPoint presentations to us. To go back to the confidentiality issue, for the University of Ulster to acquire the data from other lenders, it had to have express confidentiality agreements in place before that information was released. Whenever a person says that there was no confidential information at the committee, the Deputy understands the remarks I made on the "Spotlight" and my remarks today. If that is not confidential, I do not know what is.