Mr. Dermott Jewell:

It would probably have been six months ago that I made contact with a number of former member organisations of what was the Motor Insurance Advisory Board. I sent them an e-mail, which I am happy to copy to the committee, which outlined that there was a crisis, an urgent problem, and that I would be shocked if they were not as concerned as they had been back when MIAB was in force. I sought a couple of independent meetings to get a sense of what was their concern. I met with four of the organisations.