John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Okay. Finally, your strategy as a group was to focus on the domestic Irish mortgage market which you were ... and, I don't know, perhaps, still are one of the, you know, the largest lender. Was there ever any effort during your time as chief executive to diversify? You mentioned, I think, in your statement again that you felt you didn't have the necessary skill set to be looking to SMEs and to, maybe, "the productive sector", as it might be termed. Was there ever any discussion at senior management and board level that, perhaps, that was something that Irish Life and Permanent TSB should be looking to do?