Mr. Derek Quinlan:

Well, upward ... Ireland and the UK are unique in having this concept of upward-only rent reviews. I mean, when I started in 1990, there were 35-year leases with no breaks and upward-only reviews. That is completely different on the Continent where the typical lease is three years. And obviously from the bank's perspective where you have a tenant tied in for 15 or 20 years, the prospect is a much better one because, if you look at what happens on the Continent, a tenant can move after three years; they've no obligation after three years to stay in a particular property. So it ... you ... it's a more difficult property to-----