Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Can I just return to ... it was a question there that Senator O'Keeffe raised with you ... and was covering that area with you, Mr. Quinlan, about describing the business case process and criteria that the Irish banks typically applied, if at all, to loan applications from Quinlan Private in the pre-crisis period. And I'm just looking at your property portfolio there during that period, and it says 13% in office space and 6% in retail, which is about 20% of the portfolio. To what regard did upward-only rents and upward-only rent contracts influence the banking model that you had with the banks?