Mr. Kevin Cardiff:

Well, I didn't see that, and it's downright outrageous. If they really thought that at the time, then they should have bloody said so. We were managing a crisis, we weren't in the ... in a situation of having to play games, pussyfooting with ... with feck acting like that. If that's their view, they should have said so, but they didn't. But, let's be clear, we had that Pricewaterhouse analysis done. It said they need capital, but not because that they had a big capital hole, but because the general capital expectation was going up and the numbers that were being said for them, even for three or four months later, were not huge numbers, it was ... it was €2 billion of State capital plus €1 billion of additional "underwrited", so €3 billion.