Mr. Con Horan:

So, you're absolutely correct. I mean, it was categorised under "Property" depending on, you know ... that was the allocation, so people were put into buckets at that stage. The reality was, underneath that, then there were all sorts of different risk exposures and I'll go back to my earlier comment about what was the common predominant risk factor. A property in, I think, Sligo was the example I used, versus one in London, are not subject to the same common ... at least they wouldn't have been pre-crisis, common predominant risk factor. So it did require an analysis of the book to see where the exposures were at that time.