Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

I just want to wrap up now, just with a couple of matters and I just want to come back to just an earlier question, I think it was with Senator Barrett you had, Mr. Horan, and it was to do with the issues of excessive credit growth and particularly sector risk concentration. And I'll go on to a question in regard to the auditors later, but I think this kind of is an auditing related question anyway. Were there clear guidelines about the different sector definitions issued by the banking supervisors and, for instance, in property; everything seemed to be in the property basket, whether it was a buy-to-let, a mortgage for oneself, a residential mortgage, or somebody was developing a big shopping centre?