Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Okay. Can I ask you just in relation to the UBS investment research report ... it was on 28 January 2008 - I'm not sure if you are familiar with it - it issued a sell notification for AIB and it estimated that commercial property was going to drop by 30%, if rent stayed static, and could go further. It mentioned commercial property was way overvalued. What was the impression? Did you as economists have a view on that? Did the bank discuss that report, particularly with AIB, because there was a sell recommendation to its investors at the time?