Mr. Donal Forde:

Because the heart of our franchise ... we were Ireland's biggest ... well, we still are Ireland's biggest business bank. The core of AIB's franchise in the Irish market was with business customers and the greater part of economic activity that was afoot at these times was in property and construction. So, I think an added statistic for that period, Deputy, was that our market share wouldn't have changed during that period. So, what happened was, we kept pace with the level of activity in the market. We continued to service and support those customers through that time. Mistakenly, I now accept, but we didn't feel we were stepping more intensively into the market. We felt we were keeping pace with the requirements of our customers.